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Njangi/Group Financing

Tailored credits for registered meeting groups to boost collective financial goals.

Empowering Community Financial Initiatives

Aziccul recognizes the power of collective effort and the role of "Njangis" (traditional rotating savings and credit associations) and other registered groups in fostering financial inclusion and development. Our Njangi/Group Financing is specifically designed to provide credit facilities to these organized groups, supporting their joint ventures, projects, and members' needs.

Key Features & Benefits

  • Credits granted to registered meeting groups
  • Flexible loan amounts based on group savings/activity
  • Repayment terms aligned with group's operational cycle
  • Competitive interest rates designed for groups
  • Facilitates collective investment and project funding
  • Strengthens group financial capacity and sustainability

Eligibility & Requirements

Who is Eligible?

  • Must be a registered meeting group or Njangi with Aziccul.
  • Group must have an active account and consistent savings history with Aziccul.
  • All group members must be registered Aziccul members.
  • Valid registration documents for the group.

Required Documents:

  • Completed group loan application form.
  • Group's registration certificate/articles of association.
  • Minutes of meeting authorizing the loan application.
  • Valid IDs of key group officials (President, Secretary, Treasurer).
  • Group account statements with Aziccul.
  • Details of proposed project/activity to be financed.

Ready to Empower Your Group's Vision?

Contact Aziccul today to discuss Njangi/Group Financing options for your collective needs.